Choosing an Insurance Agent or Broker ?
You
have two choices: exclusive agents, known as direct writers, and
independent agents like InsuranceFirst Services. A direct writer sells
policies for the insurance company it exclusively represents, where as
an independent agent represents many insurance companies.
But how
do you know which type to select? Answer the following questions to help
you decide:
How are you
treated when you call the agency? Are its employees courteous and
responsive? Does the agency quickly answer your requests for
information?
What steps
does the agency take to deliver insurance quotes quickly? What does the
agency do to help ensure efficient claim handling?
Is
the agency new to the scene? How experienced are the representatives who
will handle your account? How long have they been at that agency? Has
the agency representative ever worked with companies like yours? Is the
agency representative familiar with your exposures and unique insurance
needs?
Which
insurance companies does the agency represent? What are the financial
ratings of these companies?
Does the
agency protect itself from errors and omissions with liability coverage?
Who is its insurance carrier?
Is the
agency willing to provide references?
Does
the agency specialize in your industry? Does its representative
understand your business and its unique requirements?
Why Choose
InsuranceFirst
Services?
InsuranceFirst
Services
offers its
clients the marketplace access of a large brokerage while providing a
high level of personalized service. Client retention is the measure of
our success and the foundation of our future growth.
We readily recognize
that our success is best built on an accumulation of long-term loyal
clients rather than a larger number of new clients that only stay with
us for a short while.
InsuranceFirst
Services
can provide
coverage proposals for nearly every type of industry and for nearly
every type of risk exposure. In the event that we are not able to
provide a proper solution, we pride ourselves on being candid and
providing contact with a more appropriate resource.
Client service can
often be measured by how the most common tasks are completed. This is
how we approach the five most common tasks:
-
Telephone calls are returned promptly
(usually within an hour)
-
Certificates of Insurance are issued
within 24 hours
-
Our office is highly automated for
responsive, efficient service
-
Marketing strategies are reviewed
with the client 90 days prior to renewal
-
Renewal proposals are presented at
the earliest date possible
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