Why Choose an
Independent Broker?
With more than 25,000 insurance agencies/brokerages operating in the
United States, you have many choices as to how your insurance needs are
met and with whom you will place your trust.
Your choices include dealing directly with the insurance company,
dealing with an agent that only represents one company or dealing with
an independent broker that represents you to many companies throughout
the insurance marketplace.
An independent broker’s primary obligation is to the client – not the
insurance company. By the nature of their existence, independent
brokers place the client’s interest first when negotiating coverage
terms, assisting with claims and providing risk management advice.
Some people think it
doesn't really matter where they buy their insurance. But this
misconception could be costing them money, service and protection.
Buying insurance isn't like buying bread or milk. Insurance is an
important safety net for your family, your home, your car or your
business, Don't treat the purchase lightly!
There is a difference in where you buy your protection. Many people
don't realize there are three sources for insurance:
1. Captive Agents, who can sell you the insurance of only one company.
2. Telephone Representatives, who can offer you the insurance of one
company, and only on the telephone.
3. Independent Insurance Agents, like InsuranceFirst Services,
who represent an average of eight insurance companies, and research with
these firms to find you the best combination of price, coverage and
service.
Your Independent
Insurance Agent:
- Is a licensed
professional with strong customer and community ties.
- Gives you
excellent service and competitive prices because your agent can
access the insurance coverage from more than one company.
- Unlike other
agents, is not beholden to any one company; thus, you don't need to
change agencies as your insurance and service needs change.
- Assists you
when you have a claim.
- Is your
consultant, working with you as you determine your needs.
- Offers you a
choice of insurance plans and programs.
- Is a value
hunter who looks after your pocketbook in finding the best
combination of price, coverage and service.
- Offers one-stop
shopping for a full range of products-home, renters, auto, business,
life and health.
- Can
periodically review your coverage to keep up with your changing
insurance needs.
- Treats you like
a person, not just another number.
- Customer
satisfaction is the key to an independent agent's livelihood. So,
serving you in your independent agent's most-important concern.
|
